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For parents in England with children under 12

Check if your family is missing out on childcare support and tax refunds

Answer 3 quick questions to see what you could get.

Question 1 of 3

Do you live in England?

30 hours free childcare and some of the support we check is only available in England.

You'll see your estimate before we ask for any details.

  • Free to check
  • Takes 60 seconds
  • No obligation

What you could be owed

These are real government schemes. We check which ones fit your family, tell you what they're worth, and help you claim.

Tax-Free Childcare

Up to £2,000

per child, per year

For every £8 you pay into your childcare account, the government adds £2. Use it for nursery, childminders, breakfast and after-school clubs or holiday clubs.

Who it's for: Working parents, children up to 11

How Tax-Free Childcare works — guide →

30 hours free childcare

Worth about £6,000

per child, per year

Up to 30 hours a week of funded childcare, 38 weeks a year, at an approved provider.

Who it's for: Working parents, children from 9 months to school age

How 30 hours free childcare works — guide →

Marriage Allowance

Up to £1,260

£252 a year, backdated 4 years

If one of you earns under £12,570, they can transfer part of their tax-free allowance to the other — and claim back previous years.

Who it's for: Married couples and civil partners

How Marriage Allowance works — guide →

Child Benefit

Up to £1,407

a year for your eldest child

Plus £931 a year for each additional child. Many parents stopped claiming because of the High Income Child Benefit Charge — the threshold is now £60,000.

Who it's for: Anyone responsible for a child

How Child Benefit works — guide →

Plus: tax you've overpaid

Changed jobs, had two jobs or a wrong tax code? HMRC may owe you a refund. We check this too. How P800 refunds work

Check what I could get

Amounts are 2026/27 maximums. What you get depends on your circumstances and what you already claim.

How it works

  1. 1

    Answer 3 quick questions

    It takes about a minute. You'll see an estimate straight away — before we ask for any personal details.

  2. 2

    Get your free report

    Tell us a little about your family and we'll email a personalised report based on your children's ages.

  3. 3

    We handle the claims

    If you want our help, we check with HMRC, prepare your claims and keep you updated until the money arrives.

Our promises to you

We're a new service, so instead of reviews, here's exactly what you can hold us to.

  • You only pay if we recover money

    Checking is free, and setting up Tax-Free Childcare and 30 hours is free. No recovery, no fee — ever.

  • We never ask for passwords

    We will never ask for your HMRC password or bank login. Never send them to anyone who asks.

  • Your NI number is locked away

    It is encrypted, only revealed to staff who need it, and every time it is viewed is logged.

  • Delete your data any time

    Ask us for a copy of your data or to delete it — we respond within one month, usually much sooner.

How we make money — in plain English

Free to check. We only charge a fee if we recover money for you — nothing to pay if we don't.

Checking what you could get

Free

Setting up Tax-Free Childcare and 30 hours

Free

Money we recover for you (tax refunds, backdated payments)

15% plus VAT, only when the money arrives. Nothing to pay if we don't recover anything.

Questions parents ask

Is FamilyRefund part of HMRC or the government?

No. We're an independent company and we're not affiliated with HMRC, the Department for Education or any government body. We help parents find and claim support they're entitled to, and we're registered with the Information Commissioner's Office.

What does it cost?

Checking is free and there's no obligation. Helping you set up Tax-Free Childcare and 30 hours free childcare is free. If we recover money for you — such as a Marriage Allowance refund, a tax refund or backdated payments — our fee is 15% plus VAT, only once the money arrives. If we don't recover anything, you pay nothing.

Can I apply for these schemes myself?

Yes. Every scheme is free to apply for on GOV.UK and you don't need us to do it. We exist for parents who'd rather have someone check everything and do the paperwork for them.

Why do you need my National Insurance number?

HMRC uses it to find your tax record. We need it so we can check exactly what you're owed and make claims on your behalf. It's encrypted with 256-bit encryption, only authorised staff can see it, and it's never used for marketing or shared with marketing partners.

Why do you ask about my children?

Your children's ages decide which schemes you can get — for example, Tax-Free Childcare runs until the September after a child's 11th birthday, and funded hours start at 9 months. We only use their details to check and make your claims.

How accurate is the estimate?

The first figure shows the most a family like yours could get. Your personalised report is based on your children's actual ages and your situation, but the final amount always depends on your circumstances and what you already claim.

Will claiming affect my other benefits?

It can. For example, you can't get Tax-Free Childcare at the same time as help with childcare costs through Universal Credit. We check this with you before anything is claimed, so you only claim what leaves you better off.

How long does it take?

Your report arrives by email as soon as you confirm your email address. Setting up childcare accounts usually takes days; HMRC usually processes Marriage Allowance and tax refund claims within a few weeks, but timings are up to HMRC.

How do you protect my data?

We follow UK GDPR and the Data Protection Act 2018. Your details are encrypted, stored on secure servers in the UK/EU, only seen by staff who need them, and deleted when we no longer need them. You can ask for a copy of your data or for it to be deleted at any time.

What if I'm not eligible?

We'll tell you honestly and you won't pay anything. If you don't confirm your email address, we delete your details within 30 days.

See what your family could get

Three questions. Sixty seconds. Free, with no obligation.

Start my free check